Being a carer for a loved one is one of the most selfless and demanding roles, yet it often comes with financial and emotional challenges. With the recent budget changes, many carers may feel uncertain about how these updates affect them. At Innovate Care Group, we’re here to break down the changes, provide clarity, and share practical steps to help carers navigate this transition effectively.
Understanding the Budget Changes
Recent updates to the budget have introduced several changes to financial support for carers. Here’s a summary of the key updates, including additional support that you should be aware of:
- Carers Allowance Increase: Starting in April 2025, the weekly Carers Allowance will rise to £83.30 per week for individuals caring for someone at least 35 hours a week. The earning threshold will also increase to £196 per week, offering carers greater income flexibility.
- National Living Wage (NWL): The NWL is set to increase to £12.21 per hour, benefiting carers in part-time or full-time employment.
- Cost of Living Adjustments: Additional support payments for low-income households, including carers, are being provided to combat rising living costs.
- Carer’s Credit & Pension Credit: Carers should ensure they’re eligible for Carer’s Credit, which helps protect their State Pension if they’re unable to work full-time. Pension Credit also offers extra income to carers who are retired or on a low income.
- Winter Fuel Allowance: This payment provides financial relief to help cover heating costs during the colder months.
- Local Authority (LA) Grants: Changes to local authority budgets may impact the availability of respite services and other community support programs, but carers should register with their local council to explore grants and other funding opportunities.
What This Means for You
These changes bring opportunities to ease financial strain and access more support. Here’s how carers can make the most of these updates:
- Increased Income Flexibility: With the new income threshold, carers can earn up to £196 per week while still qualifying for Carers Allowance, providing more room to balance part-time work and caregiving.
- Additional Support Payments: Check if you qualify for the new cost-of-living payments. These are automatically provided to qualifying households, but it’s important to stay informed about the process and timelines.
- Local Authority Support: Register as a carer with your local council and request a Carer’s Assessment. This assessment can unlock grants and support services tailored to your needs. Funding adjustments may mean changes to the availability of respite care or other services in your area. Stay connected with your local council or care provider to understand how these changes affect you.
Practical Tips for Navigating the Changes
- Review Your Finances
- Assess your eligibility for Carers Allowance, Carer’s Credit, and other benefits like Pension Credit. Use online calculators, such as those on the Gov.uk website, or seek advice from organisations like Carers UK or Citizens Advice.
- Register with Your Local Authority
- If you haven’t already, register as a carer with your local council. Ask for a Carer’s Assessment to identify services, funding, or respite options available in your area.
- Plan for Respite Care
- With potential changes to local authority funding, arrange respite care in advance to ensure continuity of support. Check with your local council or organisations like Age UK for advice.
- Stay Informed
- Follow updates from trusted sources like Gov.uk, Carers UK, and your local council. Sign up for newsletters or email alerts to receive the latest information on benefits, grants, and other resources.
- Seek Professional Guidance
- Reach out to organisations such as Carers Trust or your local Citizens Advice Bureau for tailored advice. Innovate Care Group is also here to provide guidance on accessing benefits and planning for the future.
How Innovate Care Group Can Help
At Innovate, we understand the pressures carers face, especially during times of change. Our personalised care services are designed to support not just individuals with complex needs but their families as well.
Whether you’re looking for guidance on accessing benefits, arranging respite care, or exploring additional support options, we’re here to help. Together, we can create a plan that prioritises your well-being and ensures you have the resources you need to continue providing exceptional care.
A Message to Carers
Budget changes can feel overwhelming, but remember, you’re not alone. By staying informed and reaching out for support, you can navigate this transition with confidence. At Innovate Care Group, we’re committed to standing by carers every step of the way.
For more information or personalised support, please contact us directly. Let’s work together to ensure you and your loved ones are supported and empowered for the future.
